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Capturing My Thought: National Health Insurance

From this TDAXDP discussion my thought is:

National Health Insurance for all is a good idea.

There are positive externalities: More entrepreneurial risk taking, more labor, flexibility, less business distraction all lead to higher long-term growth rate.

The trick is how to do this.

The characteristics should be something like this:

– baseline of coverage should be catastrophic coverage
– income tax credit that is the same as the catastrophic coverage
– You can purchase more coverage or pre-paid services if you want
– employers can offer plans if they want (why would they though unless they are a health care provider anyways)
– open up providers: let them cross state lines, let govs open up their palns if they want
-cover pre-existing conditions
– As a transition…let anybody buy into the federal health plan
– tax any employer provided health benefits

This is not a complete health care lower cost reform idea. That would include things like more Physician Assistants and Nurse Practitioners and the like.

More to come.

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3 Responses

  1. btw – I was under government health care as a kid as my dad was in the military. because of said system I could have died during my childhood trauma. luckily the ambulance driver realized I needed to goto the nearest hospital
    which was a civilian hospital. 🙂

  2. Thank goodness for that for the quick thinking on that driver!

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